Of course, in this era of the Tang Dynasty, there will be no exaggeration like that of later generations, but once the people and businesses understand the benefits and taste the sweetness, this business can be done. Comrade Li Er will certainly increase investment and make this matter a monopoly industry in his own hands.
Hey, hey, actually, Kelly’s mental illness is an idea, and he is going to extend it from here to buy it after it is done. Later generations of insurance industry have also been introduced, and that time is really neat.
Chapter 194 Thank you
Kelly knows that it is definitely not possible for him to directly tell Comrade Li Er what he is going to say, because Comrade Li Er has not yet understood what he is going to say. If he says it directly, it will be difficult to get Comrade Li Er’s consent, that is, it will be difficult for Comrade Li Er to think about it.
What we need to do now is to let Comrade Li Er know what this matter is all about first. What are the benefits?
Kelly knew that since ancient times, although there were no formal banks before the Qing Dynasty, there were some money houses. It was very late, and it first appeared in the late Qing Dynasty. But it is certain that there will be capital lending before the emergence of money houses, which is inevitable in a dynasty.
Most of the fund-raising is borrowed by relatives, and a small part is borrowed by the people. However, due to the limited individual strength, it is still very difficult when the demand is great. This is also an important reason why the production scale is difficult to expand and the productivity is low. Of course, the development of science and technology was also a big problem at that time
Kelly Bai himself must think clearly about all these kinds of talents to tell Comrade Li Er one by one, so as to impress Comrade Li Er, resonate with Comrade Li Er and get his opinions recognized.
Comrade Li Er asked curiously when he saw Kelly for a long time, "Why don’t you talk? I’m still waiting to hear what you say is so magical! "
When Wang Ke saw Comrade Li Er asking himself, he quickly replied, "The emperor can’t be in a hurry. I was thinking about how to make it clear to the emperor. If I can’t make it clear to the emperor, it’s no use saying that!"
When Comrade Li Er saw Wang Ke being serious, he didn’t want to perfunctory himself. He nodded and said, "Well, if you want to understand it, I will say that I don’t want to listen for a long time or I don’t know what to say. Today, if you want me to understand what this is all about, you can stay back in the house and wait for Nanping to give birth to a child before coming to the director."
Kelly is too busy considering that if he introduces this matter to Comrade Li Er, he will turn a deaf ear to Comrade Li Er’s words.
For Comrade Li Er in this respect, Kelly is still quite admired, unlike many people who want to speak for themselves. If the people don’t answer quickly, even if they say all the words, they will be furious. Comrade Li Er knows this very well. The answer must be answered completely, and I don’t insist on it, so that I can do my own errands better without so much concern.
Kelly carefully said to Comrade Li Er, "I don’t want to tell the emperor what this matter is and how to do it. Let the emperor know about it first, and then I wonder if the emperor has any opinions on this matter?"
Kelly intends to explain the cause of this incident to Comrade Li Er first, so that Comrade Li Er can know the significance of this, and then slowly talk about the benefits of running a bank, so that Comrade Li Er can compare and think, which should better let Comrade Li Er understand his intentions.
Comrade Li Er’s eyes are completely blind now, and he knows nothing. It is an advantage of Comrade Li Er that if he doesn’t know anything, he won’t assert it easily, but if he knows it, he will explain it clearly and ask if he doesn’t understand it. Unlike many people, he doesn’t understand it, and he is deeply afraid that others will keep suppressing the insider and forbid others to say anything. In the end, he can’t do anything, so that when later people arrive, he just looks disdainful.
Comrade Li Er nodded and let Kelly play freely according to his own ideas. His purpose was that Kelly could make things clear and make himself understood, so he left it alone. Anyway, he didn’t know what to say, which gave Kelly a free hand.
Kelly got up and said as he walked along, "The emperor’s people are now governing in the emperor, but it’s very different from coming here. Not only can they eat enough, but they also have a few spare cash in their hands, but they can also be put here and hidden there at home without a fixed place; In this rich family, it is necessary to specially clean up the house to put it. Although the emperor has reformed the coin system and made it much better than before with gold and silver coins, the problem of putting it in a place is still the same. Whether it is a business or a workshop, you have to ask for money. The size of this money also determines the size. Many people want to do something by themselves because they don’t have the money, but they can afford it. "
Kelly stole a look at this. Comrade Li Er saw that Comrade Li Er was flattering Comrade Li Er because he was telling the truth and telling the truth. Kelly knew that he would continue to talk about Comrade Li Er in this way. Instead, he would recognize that he was right, which was of great help to his chances.
Kelly cleared his throat and Comrade Li Er could continue to listen to himself. "Although businessmen have a strong contempt since ancient times, many people are still willing to engage in this industry when there is no hope of becoming an official. Now the emperor encourages all walks of life and makes my Datang school full of vitality, which makes more people willing to engage in various industries except official and farming, but many people are doing big things because of money. Being stronger has also seriously hindered the faster development of Datang. Now, as far as I know, there are some people in the people who do nothing all day and specialize in one thing, that is, they have spare money but don’t know how to borrow money, but there is no place to raise people to be brokers. Both sides say that they can also profit from it, but there is a very bad thing about this. Once the people who take the money make compensation, the people who lend money will return to this broker, and there will be no trace of protection. "
Wang Ke just said that Comrade Li Er was a little moved here. What Kelly said was so easy to understand. What happened when Comrade Li Er heard it? Now Kelly says that although Comrade Li Er has never heard of it, Comrade Li Er from Kelly still believes that Kelly is telling the truth.
At this time, Comrade Li Er has forgotten that this is just Kelly’s curtain words. He asked in a hurry, "Isn’t it small that people can’t live?" If the businessman didn’t pay him back, he can also say that he paid back the money or not. These businessmen are hateful! Is there any way to punish these profiteers? "
Kelly didn’t expect that what he said caused Comrade Li Er to hate businessmen. This was not his intention. He wanted to tell Comrade Li Er how unreliable the people’s loans were and pave the way for himself to express his thoughts. Now it’s a mistake for him to be changed by Comrade Li Er!
But the mistake has caused Kelly to make up for it now.
Kelly said to Comrade Li Er, "The Emperor said that there may be such a situation, but it won’t be much. After all, this businessman is profit-oriented, but he still wants to talk about credibility. Now my Datang membership system is still perfect. It’s not so easy to abscond with money. Besides, unless he doesn’t want to do this industry, it will not be worth the loss, but it’s not easy to spend the rest of his life on this money."
Kelly said this on his basis. Although businessmen have always attached great importance to profits, people in this era are still quite simple and attach great importance to their own reputation. Kelly has encountered such things several times, and all his confidence has already disappeared, and his faith in this era has also increased a lot again and again.
Comrade Li Er couldn’t tell what was wrong with Kelly’s explanation, so let’s just listen to it.
Kelly didn’t get down to business until this time after all the bedding was done. "The imperial court should strictly forbid this kind of activity now! However, because this is a private response to the government law, I feel that it is better for the court to take over this matter and let these people disappear naturally without market. "
Comrade Li Er didn’t understand Kelly’s statement that he wanted to ask questions today. He couldn’t understand how this matter could be funded by himself without much investment.
Before he could ask questions, Kelly had already said, "What the emperor wants to say is that the court will set up a bank to let people who have spare money put their money in it for the time being. Although there are not many people, the money will naturally increase when they gather together, and the court will have the confidence to support it. It will not be as tight as it is now."
Comrade Li Er felt that Kelly’s method was good, but he couldn’t understand how ordinary people voluntarily sent money in. Comrade Li Er threw the problem to Kelly without hesitation.
Kelly smiled and said, "Emperor, there is no problem. They borrow money from the people, but it is only for the benefit of this bank to make a rule to come in at any time and take it away at any time to get the lowest interest; It is also beneficial to get the higher interest according to the length of time, but it is also risky to borrow from the people, while the court bank is guaranteed by the reputation of the court and the emperor, which is definitely much safer and more reliable than the people’s lending! This truth is white. Who will put the cart before the horse and take risks to borrow money in private? "
Comrade Li Er understood this, but another question emerged: "This is good for the people, but the interest has to be paid by the court. Isn’t the court doing compensation business?"
Kelly, this is a real laugh. Comrade Li Er can ask this question and say that Comrade Li Er has at least not contradicted this matter, because there are still questions that have not been solved, and we still talk about disapproval. If this problem is solved, Comrade Li Er will also agree happily.
Kelly explained, "The emperor forgot that I said before that people who want to do business or shop need money to find those brokers without conditions. Now that there is no investor, they can borrow money from the imperial bank if they want to raise money. For this borrower, the interest will definitely be higher than that of the money. Isn’t this still a benefit for the imperial court? Moreover, because this bank is a court lender, even if he wants to abscond with the money, he can’t escape the court’s pursuit of him. Besides, the bank borrower can borrow it if he doesn’t want to borrow it. For example, if the human cannot repay the loan once it expires, he has to pledge it to repay the insufficient part, so I think there should be no problem! "
Kelly said all the implementation measures and measures to prevent losses. Comrade Li Er was dumbfounded, but he had never heard of such an industry, let alone thought about it.
Comrade Li Er looked at Kelly and his eyes were full of doubts. He really didn’t know what this cerebellum was thinking all day. It was all some strange things, but it sounded so tempting. Today, it was said from Kelly’s mouth, but it was so real in his ears. There were targeted solutions to the shortcomings of the people now, and by the way, he could get a lot of benefits from the court. As Wang Ke said before, the investment was small, but it could make money for me.
Comrade Li Er is not an idiot. Although Kelly didn’t say this, Comrade Li Er has already realized that it is like rivers flowing to the sea. Even if there are a few lakes where the rivers flow, some of the water in the rivers will flow in, but the rivers will not dry up. This is actually a good way for the people to benefit from it, and the court can also kill two birds with one stone.
Comrade Li Er has no opinion on this proposal in his heart, but years of habit have not made him lose his mind. He knows that no matter how good this method is, he must let several ministers discuss the situation before making a final decision
Comrade Li Er waved and said, "I’ve understood this matter. It’s a good idea. Wait for me to avoid their consultation before making a decision. I’ve said a lot today. Go back to the office now and take good care of me. I won’t spare you if there are any mistakes in Nanping! Go and think about it. "
Kelly already knew from Comrade Li Er’s expression that there was no problem with what he said. Now, seeing Comrade Li Er let himself go without delay, he saluted Comrade Li Er and went out of the imperial room and went straight to his home.
Comrade Yu Li Er, they finally decided what to do. Kelly is no longer concerned. He is now worried about when his wife will give birth to her own children so that she can also give birth to a junior.
Chapter DiYiJiuWu Full moon wine (1)
Now Kelly is at ease. Comrade Li Er has said that he wants to concentrate on taking care of Nanping at home. Anyway, Kelly knows that Comrade Li Er won’t come to find himself. If the minister in the DPRK comes to find himself, it can be said that Comrade Li Er said that he wants to concentrate on taking care of Nanping at home. For this reason, everyone can be shut out and no one will be offended.
It’s getting closer and closer to Nanping’s birth day, and the Wangs are busy. Don’t say that the Wangs are Kelly alone, but the identity of this child is different. That’s the Tang Dynasty princess. If there is a way, let the Wangs have a way!
In the past few days, Mrs. Wang has been walking around Lanling and Dongyue without Kelly. She also goes to the fashion shop every day and comes back immediately. Although Wang Si still works in the DPRK on time every day, the first thing to do when she comes home every day is to come to Kelly to see the situation of Nanping and ask Kelly Nanping if she has a good day. What’s the matter?
Nanping is grateful for all this, but she is most happy that Kelly stays with her every day. Even at night, she is no longer sleeping in a different room, but staying in her room to take care of her daily life.
Of course, there is no problem with Kelly doing Lanling and Winter Moon. After all, the situation is special now. Besides, there will be such a time sooner or later. They believe that Kelly will treat themselves the same.
As the day approaches, Kelly’s psychology has also changed. He feels that he has really grown up, and this responsibility has also become heavier. He has a more intimate feeling for the Tang Dynasty than ever before. Everything seems so natural, and his yearning for future generations has also faded a lot. Kelly Bai, this is all because Nanping is about to be born, and everything will change a lot because of his or her appearance.
As usual, Kelly got up early this morning and cooked food for Nanping himself in the kitchen. Just when he came to the kitchen, he heard a burst of hurried footsteps behind him. Now Kelly is very sensitive to these changes and hurriedly turned to look at the past, but a girl in Nanping came running with a face of anxiety.
Wang Ke’s heart sank for no reason and secretly asked, "Is Nanping going to have a baby?"
But this time Kelly still seems very calm and said, "What’s the panic! What can I do for you? "
The servant girl didn’t relax because of Kelly’s reprimand, but she still said nervously, "Princess Xu feels pain and her face is red!"
